Local Student Loan

1AP Capital's Local Student Loan empowers your child to advance his or her career without financial hurdles. Offering flexible and unsecured loans, we're here to support your child's journey towards a brighter future. Apply Now

What is a Local Student Loan and Who is it for?

In response to the escalating costs of tertiary education in Singapore, 1AP Capital offers student loans designed to alleviate the financial burden associated with pursuing higher education.

The cost of attending local universities ranges from S$26,000 to S$140,000, while tuition fees at private institutions like James Cook, Kaplan, Curtin, and PSB can vary between S$20,000 and S$85,000 for a complete program, with annual fees at these private universities typically falling between S$23,000 and S$72,000. It's important to note that these figures are subject to annual increases at the discretion of each institution.

Beyond traditional degree programs, our student loans also extend to cover professional courses aimed at individuals seeking to enhance their skills for better employment prospects, a salary increase, or a career shift. The fees for these comprehensive professional courses can reach between S$20,000 and S$50,000.

1AP Capital encourages prospective borrowers to explore the variety of student loan options and schemes we offer, tailored to meet diverse educational needs and eligibility criteria.

Multi-Purpose Education Loan

Our education loans support your child's academic journey, from diplomas and degrees to master's and specialised courses. 1AP Capital welcomes students from all institutions, helping your child achieve their educational goals.

On-The-Spot Disbursement

Once your loan is approved, we ensure you receive your cash instantly, with no delays.

Flexible Repayment Scheme

Our team will assess your income to devise a repayment strategy that suits your financial situation. We offer flexible solutions to meet your unique needs.

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Submit Application Form

It takes an estimated 5 minutes to complete or apply using Singpass.

Get Application Result

Receive an in-principle approval within 25 minutes upon submission.

Collect Your Money

Sign loan contract face-to-face and get your money on the spot.

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Frequently Asked Questions

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