Boost your business with 1AP Capital's quick, collateral-free loans. Enjoy fast approvals, attractive rates, and flexible repayments. We respond in a day. Apply Now

In today's challenging business environment in Singapore, 1AP Capital stands as a steadfast ally for SMEs and MNCs. We understand the complexities brought on by global uncertainties, economic shifts, and local challenges. Our flexible business loans are designed to help your business navigate these times with confidence.
We recognize the pivotal role of businesses in the economy, especially in sectors like technology, healthcare, and manufacturing. Traditional banking constraints can hinder growth, but 1AP Capital offers a viable, legal alternative for accessible financing. Our goal is to support the expansion and sustainability of your business, contributing to the broader national economy.
As a top homegrown licensed moneylender, we've thrived in tough financial times and tailored our business loans to cater to diverse enterprise needs. Whether it's a SME working capital loans, purchase order financing, payroll financing, or temporary bridging loans, our loan assistants are ready to provide swift, tailored solutions.
1AP Capital is committed to your business's growth and success. Let our business loans be the catalyst that propels your company forward in these challenging times.
Understanding that each business is unique, our loan assistants work with you to offer flexible, tailor-made loan options that best fit your specific needs.
Submit your application form in just 5 minutes. Our financial consultant will promptly get in touch with you. Securing a loan with us is straightforward and hassle-free.
Our loan packages are designed for ease of repayment. Our team will guide you through available options to find the perfect fit for your business's financial needs.
It takes an estimated 5 minutes to complete or apply using Singpass.
Receive an in-principle approval within 25 minutes upon submission.
Sign loan contract face-to-face and get your money on the spot.
Begin your journey to business growth with 1AP Capital by applying online. Our streamlined process ensures that, with all necessary documents provided, we can approve your business loan in-principle within 25 minutes upon submission, helping you focus on what matters most—your business.
Your business qualifies if it is:
We pride ourselves on our efficiency, offering in-principle loan approvals within 25 minutes of receiving all documents. Immediate fund disbursement follows the physical signing of the loan contract, ensuring you have quick access to the capital you need.
1AP Capital offers unique advantages, including zero processing fees and loan amounts up to $2,000,000. Our commitment to customer satisfaction is reflected in our swift approval process and professional service. Additionally, our streamlined online application process ensures that applying for a loan is convenient and accessible, allowing you to manage your loan application with ease from anywhere.
Please prepare your company’s BizFile from ACRA and other supporting documents related to your business operations. For a detailed list, feel free to contact us directly.
We provide immediate access to your funds through cheques, ensuring a seamless transition from approval to cash in hand.
Enjoy competitive interest rates based on your company’s profile and risk assessment, with the added benefit of a 0% processing fee. Our approach is transparent, aiming to keep the cost of your loan as low as possible.
Your privacy and security are paramount. We ensure that your loan application and personal information remain confidential, with stringent measures in place to protect your identity.
Loan amounts are customised based on your business needs, industry, and financial health, with options available up to S$2,000,000.
Absolutely. At 1AP Capital, we stand by the principle of offering every business an equitable opportunity, irrespective of its credit background. Unlike conventional banks, which might decline applications based on credit histories, we welcome all business applicants.
Our methodology involves evaluating each application on its own merits. Our professional loan officers are committed to comprehending your business’s unique financial circumstances. If we conclude that the loan is viable within your business’s current financial capabilities, we are more than ready to offer our lending services to you.
Our dedicated team is ready to assist you. Reach out by contacting us directly for personalised support.