Bridging Loan

Finance 20% down payment on your new condominium or executive condominium while awaiting proceeds from the sale of your existing HDB flat. 1AP Capital is here to support you with a bridging loan tailored to ease your transition. Apply Now

What is a Bridging Loan?

Moving to a larger home is exciting news for any family. It means more space, additional bedrooms, luxurious bathrooms, and even fancy kitchen upgrades like a new island and a larger refrigerator. It could also mean enjoying the view from a higher floor.

But there's a common challenge: the timing of payments. Even if you've already secured a buyer for your current property, receiving the money often takes a while.

You'll need to pay the 20% down payment for your new home during this period. This can seem daunting without the funds from your previous home's sale. So, how can you manage to gather the funds needed for this downpayment?

Take out a bridging loan. This type of loan is designed to help homeowners manage their finances while transitioning from one property to another. It provides the essential funds to cover immediate cash needs, bridging the financial gap between selling your old home and securing your new one.

Worried about how to afford the downpayment? Don't be. 1AP Capital's bridging loan makes upgrading to your next home much more manageable.

With our tailored bridging loan, you get the necessary support to ensure a smooth financial transition. This means you can focus on the excitement of moving into your new home without stressing over immediate financial hurdles.

Our bridging loans are straightforward and designed with your needs in mind, ensuring you can quickly move into your new home while waiting for your old one to sell.

Seamless Transition

Our bridging loans help you smoothly transition from selling your current property to buying a new one. They ensure you meet essential payments for your new home without any financial hurdles.

Flexible And Swift

Traditional home loans can be slow to approve, but our bridging loans are fast. This speed is ideal for property auctions or when you have a tight timeframe to complete a sale.

Continuous Equity Growth

Our bridging loans let you build equity in your new property while waiting for proceeds from your old one. This is especially helpful for first-time buyers who want to enter the property market without affecting their financial stability.

Flexible Loan Tenures

We know every client's financial situation is unique, so we offer flexible loan terms to match your needs. This flexibility makes repayments more manageable and reduces the stress of meeting strict deadlines.

Enhancing Your Credit Profile

Our loans are structured to support your financial health, potentially improving your credit profile by consistently meeting repayment deadlines, enhancing your access to more favourable financial terms in the future.

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Submit Application Form

It takes an estimated 5 minutes to complete or apply using Singpass.

Get Application Result

Receive an instant in-principle approval within 25 minutes upon submission.

Collect Your Money

Sign loan contract face-to-face and get your money on the spot.

Apply Now

Frequently Asked Questions

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