Bad Credit Loan

We offer unsecured bad credit personal loans up to S$50,000 with quick applications and 24-hour fund access. Enjoy low interest rates, no hidden fees, and a hassle-free process, designed to help you to overcome financial challenges and rebuild your creditworthiness. Apply Now

Struggling to Secure a Loan Due to Bad Credit?

We know how disheartening it can be to get turned down by financial institutions because of a low credit score. That's where 1AP Capital steps in with our customised bad credit loan, designed to support individuals with poor credit history.

A bad credit loan is a specialised personal loan aimed at those with less-than-perfect credit histories who urgently need financial support. It's the perfect solution for anyone whom various financial institutions have consistently rejected due to unfavourable credit scores.

At 1AP Capital, we're committed to easing your financial strain with a bad credit loan that offers the helping hand you need.

We stand by the belief that access to credit should be universal. Hence, we welcome borrowers with bad credit, ensuring no one is left behind due to their credit score.

Fast Loan Approval Process

We streamline our paperwork to ensure a swift approval, often within just a few hours for qualifying applicants, making us your go-to for fast financial solutions.

On-The-Spot Disbursement

Once your loan is approved, we ensure you receive your cash instantly, with no delays.

Flexible Repayment Scheme

Our team will assess your income to devise a repayment strategy that suits your financial situation. We offer flexible solutions to meet your unique needs.

Flexible Credit Requirements

At 1AP Capital, a high credit rating isn't a barrier to obtaining a loan. We offer more flexibility than traditional banks, ensuring our loans are accessible even to those with less than perfect credit scores.

Enhancing Your Credit Profile

Obtaining a bad credit loan from 1AP Capital can help rebuild your creditworthiness. Regularly meeting repayment deadlines boosts your credit score, enhancing your access to more favourable financial terms in the future.

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Submit Application Form

It takes an estimated 5 minutes to complete or apply using Singpass.

Get Application Result

Receive an in-principle approval within 25 minutes upon submission.

Collect Your Money

Sign loan contract face-to-face and get your money on the spot.

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Frequently Asked Questions

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