Bad Credit Loan

We offer unsecured urgent bad credit loans up to S$50,000 with quick applications and 24-hour fund access. Enjoy low interest rates, no hidden fees, and a hassle-free process, designed to help you to overcome urgent financial challenges and rebuild your creditworthiness. Apply Now

Rejected By Banks But Need Money Urgently? Apply For A Bad Credit Loan Now

We know how disheartening it can be to get turned down by financial institutions like banks because of a low credit score. That's where 1AP Capital steps in with our customised urgent bad credit loan, designed to support individuals with poor credit history to overcome financial challenges.

A bad credit loan is a specialised personal loan aimed at those with less-than-perfect credit histories who urgently need financial support. It's the perfect solution for anyone whom various financial institutions have consistently rejected due to unfavourable credit scores.

If you urgently need funds to cover credit card bills, electricity bills, or any financial emergency, this is your opportunity to get things back on track. At 1AP Capital, we're committed to easing your financial strain with a bad credit loan that offers the helping hand you need.

We stand by the belief that access to credit should be universal. Hence, we welcome borrowers with bad credit, ensuring no one is left behind due to their credit score.

Fast Loan Approval Process

We streamline our paperwork to ensure a swift approval, often within just a few hours for qualifying applicants, making us your go-to for fast and urgent financial solutions.

On-The-Spot Disbursement

Once your loan is approved, we ensure you receive your cash instantly, without any delays, making it ideal for when you urgently need the funds.

Flexible Repayment Scheme

Our team will assess your income to devise a repayment strategy that suits your financial situation. We offer flexible solutions to meet your unique needs.

Flexible Credit Requirements

At 1AP Capital, a high credit rating isn't necessary to secure a loan. We provide more flexibility than traditional banks, making our loans accessible to those in urgent need, even those with less-than-perfect credit scores.

Enhancing Your Credit Profile

Obtaining a bad credit loan from 1AP Capital can help rebuild your creditworthiness. Regularly meeting repayment deadlines boosts your credit score, enhancing your access to more favourable financial terms in the future.

Reviews From Our Valued Customers

View All Reviews

Submit Application Form

It takes an estimated 5 minutes to complete or apply using Singpass.

Get Application Result

Receive an in-principle approval within 25 minutes upon submission.

Collect Your Money

Sign loan contract face-to-face and get your money on the spot.

Apply Now

Frequently Asked Questions

Apply Now