Applying For A Music Education Loan, Costs And Places To Learn The Piano, Violin, Drums And More In Singapore

Written by Shannon Wong on January 23, 2022

There is always a certain grace and elegance about musicians. Regardless if they are pianists, violinists, drummers, cellists or any other musician, they tend to be very attractive.

They always say that music has to be taught from young. Formal music education programmes have been undertaken in Singapore since the 1920s. Initially, only private schools provided music classes. As years passed, music became more recognized as a subject in Singapore’s formal education.

Aside from taking private music lessons, students were allowed to take music as an ‘O’ or as an ‘A’ level subject. The educational system moved from technological and industrial training to holistic and broad-based development of young people.


Growing The Music And Arts Sector


There was a growing need to nurture the talent that students had in music and art. This led to a drastic increase in the number of music institutions in Singapore with enhancements in music education for the purpose of training talents that could fill jobs within the music and arts sector.

The government introduced a music programme to boost the number of opportunities that were available for secondary school students who were musically inclined and wanted to develop their skills. Examples of such schools are Nanyang Academy of Fine Arts (NAFA), Laselle, Yong Siew Toh Conservatory of Music, as well as art venues such as Goodman Arts Centre.


Developing Music Education In Singapore

Singapore has been established as a globally recognized artistic hub over the years. More students have been exposed to music as a fulfilling experience with the expansion of music programmes and further promotion of learning through music to encourage the use of imagination, creativity and expression among young Singaporeans.

In regards to expanding music education, the response has been overwhelming as efforts are made to develop several pathways that can cater to different talents and interests of students in primary and secondary schools. This has led to more opportunities for students in Singapore to develop their musical talent.

Additionally, there has been an increase in the number of music institutions in the region based on the belief that enhancing music education in Singapore, is critical to both the society and economy. This is partly due to the fact that this type of training would enable talented individuals to fill creative jobs.


Investing In Music Education, How Much It Costs And More


Like all forms of education in Singapore, it does not come cheap. If anything, Singaporeans spend the most on education. Singaporeans’ kiasu mindset definitely plays a part here.

  • Singapore spends a lot on children’s education, with parents spending as much as $100,000 annually. This typically includes tuition fees for primary, secondary and university, books, accommodation, and transport. Parents in Singapore exceed the average amount of money that is spent on education within the region.
  • One of the reasons why Singaporean parents are spending large sums is because they also focus on enriching their children’s education beyond the school’s curriculum for their children to be able to have a competitive advantage from an early age. Music classes are a popular option among the enrichment opportunities that are available.
  • For any parent who is considering sending their child for music lessons, it is important to be aware of how much this step will cost them.

Much More Than Just Music

Research shows that music lessons are beneficial for the brain in various ways. This type of training can result in improvements that positively affect a wide range of skills, including spatial learning and memory.

  • Language skills such as literacy can also benefit from regular musical training. Additionally, listening to music is a great stress reliever.
  • Learning music from an early age can be highly beneficial, which is why it is not surprising to see a rise in the number of parents who want their children to participate in music lessons.
  • Music lesson costs are determined by a variety of factors such as the level of progress during examinations, where the lessons are undertaken, location, teacher’s experience and the type of music.


Learning The Piano


The piano is a classic instrument that everyone knows. With their famous black and white keys and large graceful structure, the piano can be recognized from far away. Moreover, the well-known classical musician and composer Beethoven was a pianist.

In Singapore, parents can expect to spend at least $180 per month. The piano lesson fees will continue increasing as the student’s grade increases.

Piano teachers who are highly qualified and have more teaching experience are also likely to cost more.

  • If lessons are carried out in the homes of the student, it will be more expensive. The cost of the teacher’s transport and commute needs to be factored in.
  • The cost of piano lessons considers aspects such as the grade which typically starts at the beginner level until the eighth grade, duration of the lesson that may range from 45 minutes to an hour, monthly fees and both practical and theoretical exam fees.
  • The average cost of eight years worth of learning piano lessons is likely to be in upwards of $29,000, which includes examination fees.

Piano cost at least $3,000 with upright pianos costing $4,500 to $18,000. For grand pianos, the cost starts from at least $25,000. However, worry not as there are music instrument loans to help you.

If you’re unsure about your education or your loan amount, why not try our free loan calculator here?


Learning The Violin


The violin is another popular musical instrument that parents opt for. Most of us would definitely be familiar with Vivaldi’s Four Seasons, or even Paganini’s Caprice No. 24.

Just like with piano lessons, the cost of violin lessons will be based on factors like the location of the lessons, the individual’s level of learning and the teacher’s credentials.

From grade one to eight, violin lessons are usually conducted on a monthly basis with an average of four lessons that last for 45 minutes. Costs typically begin at an average of $180 for the first grade and gradually rise to $400 for the eighth grade.

Violin lessons are generally more costly than piano lessons. Based on research, the violin has a steeper learning curve as compared to other instruments. Also, violin exams have to be taken with a piano accompanist.

The student will have to hire a piano accompanist for his or her violin graded exam. Other than paying for the pianist for the actual exam duration, they will have to pay for practice sessions as well. The market rate for piano accompanists in Singapore is around $90 to $120 per hour. Good violins can cost up to $8,000 each.

Throughout, parents can expect to spend more than $35,000. 


Learning The Drums

While violin and piano lessons are widely popular, some parents are also interested in sending their children to learn other musical instruments that may be regarded as unconventional or exotic.

The average cost of learning the drums from junior to advanced level is $16,000 for weekday lessons, which is based on the assumption that one year is required to progress between different levels. If lessons are taken during weekends or on weeknights, the costs may be slightly higher.

In Singapore, the key concern that comes with learning the drums is buying the drumset. The drumset takes up a lot of space in the house and it will generate noise. It might displease the neighbours. Additionally, getting the entire drumset is costly. Some may choose to take up a music instrument loan to help with their learning.


Learning The Guitar


The guitar may be the preferred choice for parents who want their children to gain the experience of playing a musical instrument without spending a fortune.

Learning how to play the guitar does not place as much focus on passing exams. Children can appreciate and enjoy the learning process much more. Monthly guitar lesson fees for individuals cost an average of slightly more than $100. The cost of monthly lessons for groups is slightly lower at an average of $80 for each month.

The cost of purchasing a guitar is lower as well. One can get a brand new basic acoustic guitar at $150. If they are on a budget, they can easily look for second-hand acoustic guitars on Carousell which might even be priced at $50.

Of course, prices of the guitar also increases with the quality of the instrument. In the guitar family, there’s also the classical, acoustic and electric guitar. Some of the guitars will require cables, amps, pedals and pedalboards. Good guitars can cost up to $6,000 each. 


Choosing A Music School


Singapore is a small island but it is certainly a giant when it comes to musical talent along with a wide range of exemplary music schools. It leads in science and math performance, which is why the popularity of music lessons is not a mere coincidence. Research shows that there is a strong link between developing an aptitude for science and math and playing a musical instrument. Studies also show the brain-boosting impact of learning music on a young child’s functionality and brain.

It is clear that there are immense benefits that can be gained from learning how to play a musical instrument, including serving as an amazing life skill. It is important for parents to ensure that they find a teacher who has the ability to make learning music enriching and fun for their children.

The best music schools feature convenient locations, highly qualified teachers and outstanding facilities as well as positive feedback from parents. Remember to read Google reviews before settling on one.

Popular music schools in Singapore are:

– Cristofori Music School (website)
– Aureus Academy (website)
– Hark Music School (website)
– Yamaha Music School (website)
– SOMA School Of Music And Arts (website)
– Tanglewood Music School (website)
– Kawai Music School (website)
– Ossia Music School (website)
– Edvox Music School (website)
– Music Playhouse @Goodman Arts Centre (website)
– My Drum School (website)
– Learn Violin Lessons (website)


8 Benefits Of Learning Music


Learning how to play an instrument as well as other forms of music such as composing, singing and producing can help to fine-tune an individual’s ear and improve the skills that are required for social interaction and education.

1. Language

Music training helps to physically develop the left side of the brain that is involved in processing language. Learning music also enhances how the brain comprehends languages, which can make it easier for people to learn a second language.

2. Better Test Scores

Students who participate in music education have the capacity to perform better in exams in comparison to those who are not involved in any music.

3. Confidence And Self-Esteem

Music enables individuals to try something new while developing the confidence they need to play an instrument or master their vocal abilities.

4. Listening Comprehension

Music consists of listening as musicians need to be able to hear harmonies, tuning, dynamics and tempos. This is essential for developing the auditory component of the brain.

5. Math

Reading music consists of learning notes that are basically fractions. Learning about rhythm teaches pupils to count, as logic is used to count the bars and rhythms while navigating through the piece methodically.

6. Challenging the Brain

As a musician plays an instrument, the brain is compelled to work harder. This is why musicians feel extremely tired after a fruitful practice or a successful performance.

7. Stress Relief

Listening to a favourite song or artist can improve a person’s mood and be a relaxing experience. Creating music eases stress and allows individuals to get involved in something that is calming and fulfilling.

8. Creativity Enhancement

Music helps to nurture creativity and can have a positive effect on a person’s future. Employers value creativity as a top skill that is crucial for success within the workforce. Music programme graduates are equipped with critical thinking, communication, teamwork and creativity skills that they can use in music and other fields.


Selecting A Music Instrument

The instruments that parents and their children choose should ideally be based on a number of key factors. The following are some aspects that should be considered before choosing an instrument:

  • It is important to consider whether the child is excited about an instrument. This includes liking the way the instrument feels and sounds. Some schools introduce children to several instruments to help them decide what they want to play.
  • Think about whether the instrument will be challenging enough, or too challenging for the child.
  • The child’s temperament and personality should match the musical instrument.
  • Consider how affordable the instrument is, including maintenance requirements.
  • Parents should be prepared to listen to the sound of their child practising at home.
  • Children may be interested in specific music styles, which should be factored into the instrument that is selected.


Paying For Music Lessons

The reality is that not everyone is fortunate enough to have access to thousands of dollars that they can use to pay for music education. Students who seek to pursue music careers require an opportunity to attend a suitable music school. This plays an important role in turning their music dreams into reality. However, paying for the level of quality education that is required can be extremely challenging.

The good news is that students do not have to be frustrated when thinking about how to make music learning courses affordable. There are various financing options that are available for individuals who want to enhance their music skills and knowledge.

A number of methods can be implemented to make it easier to pay for music school. Making the right financing choice is critical to avoid ending up deep in debt after completing the course.


Taking A Music Education Loan


  • Different types of loans continue to be popular in Singapore as people use the funding in a variety of ways to enrich their lives. Personal loans are among the options that are frequently considered, as they offer low interest rates in comparison to other loans, which gives borrowers a great deal.
  • With a personal loan, the borrower is at liberty to choose how the money will be used. One of the ways to use this type of loan is by financing music education. Educational development is a worthwhile investment in any type of field, including music lessons.
  • Investing in music education not only helps a person develop critical skills, it also boosts opportunities for future employment in a rapidly growing industry. Teaching music provides a good source of income, which is further enhanced by the growing number of individuals who want to learn music and pursue music as a career.


Financial Assistance For Music Lessons

People can apply for financial assistance for their music lessons by simply completing and submitting an online form. The level of financial assistance that can be provided ultimately depends on the lender. Music education loans make it possible for individuals to attend high-quality schools and attain the skills and qualifications they require.

  • Borrowers should ensure that they fulfil their obligations with timely repayments after assessing their financial ability to pay back the loan on time.
  • To learn more about how to use music education loans to finance training, parents can take advantage of the abundant information that has been provided by various money lenders online.
  • Paying for music lessons no longer has to be a frustrating or stressful experience. Looking for flexible options and affordable lending solutions is the first step towards financing a fulfilling endeavour.



Music instrument loans have been gaining momentum rapidly, as people pursue courses that open up opportunities for jobs and boost their passion.

Since many traditional financial institutions like banks may be reluctant to provide loans for unconventional courses, lending firms such as 1AP Capital have become increasingly popular. Read our customer reviews or try our loan repayment calculator here.

With the growing need for financing music and art courses, there is no doubt that the future of music training in Singapore is bright.

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