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Singapore's Most Trusted Licensed Money Lender

We provide fast approval loans at the lowest interest rate. No hidden charges.

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Money At Your Fingertips

Get the money you need fast and secure

Step 1

Submit Application Form

It takes an estimated 5 minutes to complete or apply using Singpass.

Step 2

Get Application Result

Receive an in-principal approval within 25 minutes upon submission.

Step 3

Collect Your Money

Sign loan contract face-to-face and get your money on the spot.

Get Money in Minutes, Repay in Months

At times, we need access to cash that isn't readily available to us. Whether it's an emergency situation or simply life taking its course, waiting endlessly for a loan can be extremely nerve-wracking.

That's why our secure loan application process and professional loan adviser make it easier than ever before. We take the frustration and complexity out of the application process so you don't have to worry about complicated paperwork or having unrealistic repayment timelines.

Top Pick Credit Solutions Customised To Your Needs

We understand that every loan should be customised according to the individual's specific needs. We provide top-tier credit solutions designed to fit within your budget and goal set. Whether you're looking for a loan for emergency use, fund a business venture or finance home improvements, our specially tailored loan options are available for any purpose. Our advisors will discuss your requirements in detail and find you a loan that translates into financial success.

Reviews From Our Valued Customers

Here's what our customers say about 1AP Capital: View All

Personal Loan Calculator

Find out what your loan repayments could be

Minimum $500, Maximum $100,000
Maximum 36 months
Calculate
Monthly Repayment

$1,180.95

Total Interest
$1,180.95
Total Repayment
$28,342.00

The result from repayment calculator is for reference only. Actual result will be based on customer’s final loan amount, credit rating and other factors as assigned and considered by 1AP Capital.

Happy with the numbers?

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Loan Plans For You

You deserve the best when it comes to your finances

Loan Amount

$ 8,000

Monthly Repayment

$313.86

This offer is calculated based on 36 months loan tenure. Please check with our officer for customised loan plan.

Loan Amount

$ 15,000

Monthly Repayment

$588.49

This offer is calculated based on 36 months loan tenure. Please check with our officer for customised loan plan.

Loan Amount

$ 30,000

Monthly Repayment

$1,176.99

This offer is calculated based on 36 months loan tenure. Please check with our officer for customised loan plan.

All the numbers are calculated based on a 24% APR. The Annual Percentage Rate (APR) can be adjusted according to your needs. An individualised APR will be presented at the end of your application. Max. APR is 48% in a principle reducing balance method. The min. period for repayment is 2 months (at least 61 days) and the maximum period for repayment is 36 months (3 years). The full loan repayment period is more than 60 days.

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Frequently Asked Questions

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